We are covered for the the following insurance with NELSONS policies at Lloyd’s through MASTER COVER:
Goods in Transit Insurance (£25,000.00 PER VEHICLE)
Goods in transit insurance covers goods against loss or damage while in our vehicle or when sent by a third party carrier.
Public liability insurance (£1,000,000 INDEMNITY PERIOD 12 MONTHS)
Public liability insurance covers the cost of legal action and compensation claims if a third party is injured or their property is damaged when we are working in their property.
Employers liability insurance (£10,000,000 INDEMNITY PERIOD 12 MONTHS)
(Compulsory Insurance) Act 1969 ensures that you have at least a minimum level of insurance cover against any such claims. Employers liability insurance will enable you to meet the cost of employees’ injuries or illness whether caused on or off site.
Commercial vehicle insurance mini fleet (ROYAL SUN & ALLIANCE through BASIL FRY)
This qualifies us to legally carry out the type of work we do using our commercial vehicles.
Additional Endorsements Applicable
BF001 –
Carriage of goods for hire and reward
Vehicles can be used for the carriage of goods for hire and reward. This overrides the Statement Of Fact.
Foreign Use
Your Mini Fleet policy provides you with the same level of cover that you enjoy in the British Isles whilst visiting the following destinations:
All EU countries and in Liechtenstein, Norway, Croatia, Iceland, Switzerland and Serbia.
A charge will be made if you take your vehicle to any other countries not specified above or if the foreign use exceeds 14 days in any period of insurance – please contact you Broker, Insurance Adviser or ourselves in these instances.
Loading Or Unloading – Furniture Removals Amendment to Section 2 – Liability to Third Parties – ‘SECTION 2 ALSO DOES NOT COVER’
2 – The legal liability arising from the loading or unloading beyond the limits of any carriageway or thoroughfare by any
person other than the Permitted Driver or attendants of the Motor Vehicle and/or any legal liability for arising from loading or unloading by the Permitted Driver or attendants of the Motor Vehicle beyond the entrance of the building where such loading or unloading is being undertaken
For more information on insurances and limitations or to view our policies please contact us.